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Personal Savings

Details:

A traditional savings plan where you can watch your money grow.

  • Minimum to Open: $100
  • Interest Bearing: Yes
  • Minimum to Avoid Fee**: $100 or $250 average daily balance
  • Quarterly Service Charge: $12††† Special Exceptions
  • Online Banking
  • ATM/Debit Card††
  • TeleBank24

**Please refer to our Services Brochure for applicable fees, interest rates, and eligibility requirements.

††Subject to Approval.

†††Service charge waived for Senior Citizens (age 65 and older), Students (age 25 and under), Minors (age 18 and under) and Charitable Organizations.

Savings Calculator

Savings Rates

Savings Rates

Rates effective as of 12/31/2024
Account Type and/or TermsInterest RateAnnual Percentage YieldMinimum to OpenMinimum w/o FeeComp. Freq.Int. Paid
Savings0.050.05$100$100DailyQuarterly
Easy Savers - Vacation0.030.03$25$25DailyMaturity
Easy Savers - Christmas Club0.030.03$25$25DailyMaturity

Rate information posted on the Bank of Pontiac Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawal. The CD specials listed above may renew into different lengths of maturity upon renewal.

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